Private Lender Finance Division
Banking Built for
Private Lenders &
Private Credit Funds
Institutional grade credit and treasury solutions with best-in-class speed and access. Delivered by an entrepreneurial, family-owned bank with 10+ years serving the private credit marketplace.
Fund Finance & Operations
From early stage to multi-fund platforms, we provide operation teams with daily control, secure movement of funds, and clean visibility across entities without sacrificing responsiveness.
Balance Sheet Lenders
Private lenders originating and acquiring real estate secured loans need capital that flexes with portfolio growth, payoffs, and reinvestment cycles.
- ✓ Revolving credit facilities
- ✓ Note-on-note financing
- ✓ NPL/REO strategies
Private Credit Funds
Managers deploying investor capital need facilities that reduce cash drag, improve deployment timing, and enhance yield.
- ✓ Revolving lines of credit
- ✓ Note-on-note financing
- ✓ Structured leverage
- ✓ Distressed asset financing
Featured Deals
Recent Transactions
Multi-Strategy Fund
$8.0M
Multifamily & Office • Upper Midwest • SPV Structure
4 days from term sheet to close
Opportunistic Fund
$10.0M
SFR, MF & CRE Portfolio • Nationwide • Revolving
3 days to close
Alternative Investment Fund
$11.0M
Fix-and-Flip • California • Revolving
3 days to close
Established Debt Fund
$5.0M
Special-use Portfolio • Southwest • Table Funding
5 days to close
Hard Money Lender
$1.0M
Fix-and-Flip • Midwest • Full Banking Suite
1 day to opening
Meet Us At These Events
Sam Carter
CHIEF LENDING OFFICER
Adam Pelzer
Stephen Joseph
Joe Hrbacek
Lou Carter
LOAN OFFICER
Fund your next opportunity with Time Bank
See How We Can Help
Kickoff Call
Direct conversation to confirm fit, structure, and timing with immediate feedback.