Personal Banking

EASY BANKING with an owner-managed bank.


Direct & Immediate Access

Exceptional Service

Bank Globally

Personal Accounts & Services

All management and personal banking officers work from our one and only location, which means getting to the person you need to speak to is fast and easy. You can bank anywhere with us through our Mobile/ Online solutions, giving you access to Zelle, online Bill Pay, external transfers, mobile check deposits, and access to more than 55,000 surcharge-free ATMs.

Deposit Accounts

Personal Checking

A checking account that’s right for you.

NOW Checking

A checking account that earns interest.

Park Ridge "55"

A NOW checking account for people 55 or better.

Personal Money Market

Tiered rates that pay you more the more you keep on deposit with us.

Personal Savings

Tiered rates that pay you more as you save more.

Personal CDs

Ranging from 91 days to 48 months.

Credit Cards

Personal Credit Cards

Convenient and flexible purchasing power.

Other Banking Services

Debit Cards

Tokenize and use your card via Apple Pay, Android Pay, and Samsung Pay.

Safe Deposit Boxes

A variety of safe deposit sizes and rates.

Night Depository

Make a deposit any time of day by utilizing our Night Depository located outside our building. Your deposit will be processed the following business day.

See All Rates

Home Equity Lines of Credit

Get the most out of your home with a Home Equity Line of Credit from Time Bank.

We offer first and second mortage HELOC’s up to 75% of the value of your home. 

If you’re looking for quick and efficient approval of your loan, there’s no other bank that’s easier to work with. 

Online & Mobile Banking

Easy to Get & Install

The Time Bank App is available for both Android® and Apple IOS® devices. Just search for “Time Bank” on the Android® and Apple IOS® app store and you’ll find our app. Click here to enroll in Online Banking.


Key Features

  • View Balances & Transactions
  • Perform Internal Fund Transfers
  • Perform External Funds Transfers
  • Send/Receive money with Zelle
  • Send Bill Payments
  • Make a Mobile Deposit
  • Log in with Touch / Face ID
  • Bill Capture
  • View Check Images
  • Receive real-time alerts
  • Turn your card off in the event of a misplaced card
  • Obtain Statement Copies (Online Banking Only)
  • Quicken & Quickbooks (Express Webconnect)

Online Banking