Business Banking

Deal with people who UNDERSTAND YOUR BUSINESS.


Direct & Immediate Access

Exceptional Service

Bank Globally

Business Accounts & Services

As a business owner, you need a bank you can depend on. All management and personal banking officers work from our one and only location, which means getting to the person you need to speak to is fast and easy. You can bank with us through our Mobile/ Online solutions no matter where you are in the country.

Deposit Accounts

Business Checking

Manage your funds with flexibility.

Business Money Market

Tiered rates that pay you more the more you keep on deposit with us.

Business Savings

Tiered rates that pay you more as you save more.

Business CDs

Ranging from 91 days to 48 months.

Credit Cards

Business Credit Cards

Convenient and flexible purchasing power.

Other Banking Services

Business Debit Cards

Tokenize and use your card via Apple Pay, Android Pay, and Samsung Pay.

Merchant Services

All-in-one POS solution with payment processing services.

Sweep Account

Maximize your short-term liquidity with minimal risk. Sweep accounts are not FDIC insured.

Safe Deposit Boxes

A variety of safe deposit sizes and rates.

See All Rates

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Business Lending

Private Money Lending

We provide Private Money Lenders nationwide with a revolving line of credit that can be drawn for amounts up to 50% of total private money loan portfolio balances.

Commercial & Industrial Loans

Time Bank is your partner for commercial mortgages (owner-business occupied real estate,) working capital lines of credit, and commercial term loans.

SBA Loans

U.S. Small Business Administration (SBA) guaranteed loans include longer and more flexible terms for your business. We work jointly with the SBA and offer various loan programs.

Cash Management Services & Enterprise Online Banking

ACH Manager*

  • Initiate same-day credits and debits
  • Conveniently process transfers 24/7
  • Schedule transfers for the future
  • Create Recurring Payments
  • Dual Control
  • Faster Availability of Funds
  • Reduces the risk of fraud
  • Increase security by utilizing a security token

Remote Deposit Capture*

  • Make check deposits electronically from your place of business
  • View previously scanned deposits for check research and reporting purposes

Wire Manager*

  • Schedule transfers for the future
  • Set up recurring Wire Transfers
  • Set up Dual Control
  • Increase security by utilizing a security token

Positive Pay (Protect your account against check fraud)*


*Approval process is required, fees may apply

Cash Management

Enterprise Bank Online

  • Check Balances, Review Transaction History
  • Transfer Funds
  • Eliminate check writing by paying bills through Online Bill Pay
  • View Check Images and Obtain Statement Copies
  • Automatically connect your Time Bank accounts to Quicken / QuickBooks
  • E-statement Enrollment
  • Stop Payment Requests