Personal Savings Accounts

Personal Savings Accounts at Time Bank

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Convenience & Competitive Rates

Whether your goal is lower fees, higher earnings with competitive interest rates, or just return to a sound trustworthy bank, Time Bank has you covered.

Our savings account earns an exceptional return. Start your account with as little as $250. Your account will earn interest at the current rate on collected funds. Interest is compounded quarterly. A minimum average daily balance of $250 is required on this account.

All of our accounts come with the convenience of Online & Mobile Banking.

Security and Flexibility in One Account



$250 to $24,999.99



$25,000 to $49,999.99



$50,000 to $74,999.99



$75,000 to $249,999.99



$250,000 and above

The minimum balance on this account is $250. Interest is paid quarterly on a calendar year basis. Interest will not be paid for any day the balance is below $250. If the average balance in the quarterly statement cycle is below $250 a $6 service charge will be assessed. Withdrawals in excess of six per quarter will be charged $2 each. Accounts closed within 90 days of opening will incur a $5 charge.

*Annual Percentage Yield. To obtain the annual percentage yield disclosed. You must maintain a minimum balance of $250.00 in the account each day. Rates may change after account opening without notice. Fees may reduce earnings. Minimum balances apply as follows: Savings account - daily balance of $250. APY effective 07.28.2023

Ready to Get Started with Time Bank?

Click the button below to open a personal account with Time Bank.