All Rates

All Rates

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Certificate of Deposit

1.50%

APY*

91 Day Certificate

$5000 minimum to open**

1.70%

APY*

182 Day Certificate

$5000 minimum to open**

1.75%

APY*

12 Month Certificate

$2500 minimum to open**

4.00%

APY*

15 Month Certificate

$2500 minimum to open**

1.80%

APY*

18 Month Certificate

$2500 minimum to open**

1.85%

APY*

24 Month Certificate

$2500 minimum to open**

2.10%

APY*

36 Month Certificate

$2500 minimum to open**

2.25%

APY*

48 Month Certificate

$2500 minimum to open**

*Annual Percentage Yield. Penalty for early withdrawal. APY effective 02.03.2022

**Minimum to open and earn the annual percentage yield or APY.

We may limit the amount you deposit in one or more CDs to a total of $500,000.

Savings

Security and Flexibility in One Account

0.75%

APY*

$250 to $24,999.99

0.95%

APY*

$25,000 to $49,999.99

1.15%

APY*

$50,000 to $74,999.99

1.35%

APY*

$75,000 to $249,999.99

1.70%

APY*

$250,000 and above

The minimum balance on this account is $250. Interest is paid quarterly on a calendar year basis. Interest will not be paid for any day the balance is below $250. If the average balance in the quarterly statement cycle is below $250 a $6 service charge will be assessed. Withdrawals in excess of six per quarter will be charged $2 each. Accounts closed within 90 days of opening will incur a $5 charge.

*Annual Percentage Yield. To obtain the annual percentage yield disclosed. You must maintain a minimum balance of $250.00 in the account each day. Rates may change after account opening without notice. Fees may reduce earnings. Minimum balances apply as follows: Savings account - daily balance of $250. APY effective 02.03.2022

Money Market Account

0.75%

APY*

$5,000 to $24,999

0.95%

APY*

$25,000 to $49,999

1.15%

APY*

$50,000 to $74,999

1.35%

APY*

$75,000 to $249,999

1.70%

APY*

$250,000 and above

*Annual Percentage Yield. Rates may change after account opening without notice. Fees may reduce earnings. Rate effective 02.03.2022

NOW Accounts

0.05%

APY*

*Annual Percentage Yield. To obtain the annual percentage yield disclosed. The minimum to open is $100. You must maintain a minimum balance of $.01 in the account each day. Fees may reduce earnings. Rates may change after account opening without notice. APY effective on 12.20.2022

Park Ridge “55”

0.10%

APY*

*Annual Percentage Yield. To obtain the annual percentage yield disclosed. The minimum to open is $100. You must maintain a minimum balance of $.01 in the account each day. Fees may reduce earnings. Rates may change after account opening without notice. APY effective on 12.20.2022.